{"id":1657,"date":"2025-06-05T18:04:35","date_gmt":"2025-06-05T14:04:35","guid":{"rendered":"https:\/\/windowedu.in\/blog\/?p=1657"},"modified":"2025-06-05T18:04:36","modified_gmt":"2025-06-05T14:04:36","slug":"%f0%9f%92%bc-%e0%b4%b8%e0%b5%87%e0%b4%b5%e0%b4%a8-%e0%b4%b5%e0%b5%8d%e0%b4%af%e0%b4%be%e0%b4%aa%e0%b4%be%e0%b4%b0%e0%b4%82-%e0%b4%98%e0%b4%9f%e0%b4%95-%e0%b4%b5%e0%b4%b0%e0%b5%81%e0%b4%ae%e0%b4%be","status":"publish","type":"post","link":"https:\/\/windowedu.in\/blog\/?p=1657","title":{"rendered":"\ud83d\udcbc \u0d38\u0d47\u0d35\u0d28 \u0d35\u0d4d\u0d2f\u0d3e\u0d2a\u0d3e\u0d30\u0d02 = \u0d18\u0d1f\u0d15 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02 + \u0d18\u0d1f\u0d15\u0d47\u0d24\u0d30 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\ud83e\udd14 <strong>\u0d07\u0d24\u0d4d \u0d0e\u0d28\u0d4d\u0d24\u0d3e\u0d23\u0d4d \u0d0e\u0d28\u0d4d\u0d28\u0d4d \u0d2e\u0d28\u0d38\u0d4d\u0d38\u0d3f\u0d32\u0d3e\u0d15\u0d4d\u0d15\u0d3e\u0d02:<\/strong><\/h2>\n\n\n\n<p><strong>\u0d32\u0d33\u0d3f\u0d24 \u0d35\u0d3f\u0d36\u0d26\u0d40\u0d15\u0d30\u0d23\u0d02:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0d38\u0d47\u0d35\u0d28 \u0d35\u0d4d\u0d2f\u0d3e\u0d2a\u0d3e\u0d30\u0d02<\/strong> = \u0d05\u0d26\u0d43\u0d36\u0d4d\u0d2f \u0d35\u0d4d\u0d2f\u0d3e\u0d2a\u0d3e\u0d30\u0d24\u0d4d\u0d24\u0d3f\u0d28\u0d4d\u0d31\u0d46 \u0d2e\u0d31\u0d4d\u0d31\u0d4a\u0d30\u0d41 \u0d2a\u0d47\u0d30\u0d4d<\/li>\n\n\n\n<li><strong>\u0d18\u0d1f\u0d15 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02<\/strong> = Production factors (Land, Labor, Capital) \u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d41\u0d33\u0d4d\u0d33 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02<\/li>\n\n\n\n<li><strong>\u0d18\u0d1f\u0d15\u0d47\u0d24\u0d30 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02<\/strong> = Production factors \u0d05\u0d32\u0d4d\u0d32\u0d3e\u0d24\u0d4d\u0d24 \u0d38\u0d47\u0d35\u0d28\u0d19\u0d4d\u0d19\u0d33\u0d3f\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d41\u0d33\u0d4d\u0d33 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfed <strong>\u0d18\u0d1f\u0d15 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02 (Factor Income)<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83e\udde0 \u0d0e\u0d28\u0d4d\u0d24\u0d3e\u0d23\u0d4d Production Factors?<\/strong><\/h3>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83c\udfd7\ufe0f Land (\u0d2d\u0d42\u0d2e\u0d3f)\n\ud83d\udc77 Labor (\u0d05\u0d27\u0d4d\u0d35\u0d3e\u0d28\u0d02)  \n\ud83d\udcb0 Capital (\u0d2e\u0d42\u0d32\u0d27\u0d28\u0d02)\n\ud83c\udfaf Entrepreneurship (\u0d38\u0d02\u0d30\u0d02\u0d2d\u0d15\u0d24\u0d4d\u0d35\u0d02)<\/code><\/pre>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udcb5 Factor Income &#8211; \u0d18\u0d1f\u0d15 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d24\u0d4d\u0d24\u0d3f\u0d28\u0d4d\u0d31\u0d46 \u0d09\u0d26\u0d3e\u0d39\u0d30\u0d23\u0d19\u0d4d\u0d19\u0d7e:<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>A) Labor Income (\u0d05\u0d27\u0d4d\u0d35\u0d3e\u0d28 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02):<\/strong><\/h4>\n\n\n\n<p><strong>\ud83d\udd39 Credits (+) &#8211; \u0d2a\u0d23\u0d02 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d \u0d35\u0d30\u0d41\u0d28\u0d4d\u0d28\u0d41:<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udc68\u200d\ud83d\udcbb IT Professional:\n- TCS engineer \u0d05\u0d2e\u0d47\u0d30\u0d3f\u0d15\u0d4d\u0d15\u0d7b client project-\u0d7d work \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41\n- Infosys developer German bank-\u0d28\u0d4d software develop \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41\n- Indian call center agent UK customer-\u0d28\u0d46 support \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41\n\n\ud83d\udc68\u200d\u2695\ufe0f Professional Services:\n- \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b doctor American patient-\u0d28\u0d46 telemedicine \u0d35\u0d34\u0d3f treat \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41\n- Indian CA \u0d05\u0d2e\u0d47\u0d30\u0d3f\u0d15\u0d4d\u0d15\u0d7b company-\u0d15\u0d4d\u0d15\u0d4d accounting services\n- Indian lawyer \u0d35\u0d3f\u0d26\u0d47\u0d36 firm-\u0d28\u0d4d legal advice\n\n\ud83c\udf93 Education Services:\n- \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b professor foreign university-\u0d2f\u0d3f\u0d7d online teaching\n- Indian trainer international corporate training conduct \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41<\/code><\/pre>\n\n\n\n<p><strong>\ud83d\udd39 Debits (-) &#8211; \u0d2a\u0d23\u0d02 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d \u0d2a\u0d4b\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41:<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83c\udf0d \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d7d work \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28 \u0d35\u0d3f\u0d26\u0d47\u0d36\u0d3f\u0d15\u0d7e:\n- American engineer \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b MNC-\u0d2f\u0d3f\u0d7d work (salary home \u0d05\u0d2f\u0d15\u0d4d\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41)\n- Japanese consultant \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b auto company-\u0d2f\u0d3f\u0d7d\n- European professor \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b university-\u0d2f\u0d3f\u0d7d teaching<\/code><\/pre>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>B) Capital Income (\u0d2e\u0d42\u0d32\u0d27\u0d28 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02):<\/strong><\/h4>\n\n\n\n<p><strong>\ud83d\udd39 Credits (+) &#8211; \u0d2a\u0d23\u0d02 \u0d35\u0d30\u0d41\u0d28\u0d4d\u0d28\u0d41:<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udcb9 \u0d35\u0d3f\u0d26\u0d47\u0d36\u0d24\u0d4d\u0d24\u0d41\u0d33\u0d4d\u0d33 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b investments:\n- Tata Group-\u0d28\u0d4d Jaguar Land Rover-\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d profit\n- \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b bank \u0d35\u0d3f\u0d26\u0d47\u0d36 loan-\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d interest  \n- Indian company-\u0d15\u0d4d\u0d15\u0d4d foreign subsidiary-\u0d2f\u0d3f\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d dividend\n- NRI-\u0d15\u0d4d\u0d15\u0d4d foreign property-\u0d2f\u0d3f\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d rental income\n\nReal Example:\nBharti Airtel-\u0d28\u0d4d \u0d06\u0d2b\u0d4d\u0d30\u0d3f\u0d15\u0d4d\u0d15\u0d7b operations-\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d $500 million profit<\/code><\/pre>\n\n\n\n<p><strong>\ud83d\udd39 Debits (-) &#8211; \u0d2a\u0d23\u0d02 \u0d2a\u0d4b\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41:<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udcb8 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d32\u0d41\u0d33\u0d4d\u0d33 \u0d35\u0d3f\u0d26\u0d47\u0d36 investments:\n- Samsung India-\u0d2f\u0d41\u0d1f\u0d46 profit South Korea-\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d\n- Foreign bank \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d interest income\n- Multinational companies-\u0d28\u0d4d\u0d31\u0d46 profit repatriation\n- Foreign investors-\u0d28\u0d4d\u0d31\u0d46 dividend payments\n\nReal Example:  \nApple India-\u0d2f\u0d41\u0d1f\u0d46 profit American parent company-\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d \u0d2a\u0d4b\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41<\/code><\/pre>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>C) Land\/Property Income:<\/strong><\/h4>\n\n\n\n<p><strong>\ud83d\udd39 Credits (+):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83c\udfe0 \u0d35\u0d3f\u0d26\u0d47\u0d36\u0d24\u0d4d\u0d24\u0d41\u0d33\u0d4d\u0d33 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b property:\n- NRI-\u0d2f\u0d41\u0d1f\u0d46 Dubai property-\u0d2f\u0d3f\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d rent\n- Indian company-\u0d2f\u0d41\u0d1f\u0d46 foreign office lease income\n- Embassy properties rental income<\/code><\/pre>\n\n\n\n<p><strong>\ud83d\udd39 Debits (-):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83c\udfe2 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d32\u0d41\u0d33\u0d4d\u0d33 \u0d35\u0d3f\u0d26\u0d47\u0d36 property:\n- Foreign embassy-\u0d15\u0d33\u0d41\u0d1f\u0d46 rent payments\n- MNC offices rental payments\n- Foreign company warehouse rent<\/code><\/pre>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udf10 <strong>\u0d18\u0d1f\u0d15\u0d47\u0d24\u0d30 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02 (Non-Factor Income)<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83c\udfaf \u0d0e\u0d28\u0d4d\u0d24\u0d3e\u0d23\u0d4d Non-Factor Services?<\/strong><\/h3>\n\n\n\n<p>Production factors \u0d05\u0d32\u0d4d\u0d32\u0d3e\u0d24\u0d4d\u0d24, \u0d2a\u0d42\u0d7c\u0d24\u0d4d\u0d24\u0d3f\u0d2f\u0d3e\u0d2f \u0d38\u0d47\u0d35\u0d28\u0d19\u0d4d\u0d19\u0d7e<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udcbc Non-Factor Income \u0d09\u0d26\u0d3e\u0d39\u0d30\u0d23\u0d19\u0d4d\u0d19\u0d7e:<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>A) Transportation Services:<\/strong><\/h4>\n\n\n\n<p><strong>\ud83d\udd39 Credits (+) &#8211; \u0d2a\u0d23\u0d02 \u0d35\u0d30\u0d41\u0d28\u0d4d\u0d28\u0d41:<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udea2 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b shipping companies:\n- Shipping Corporation of India \u0d35\u0d3f\u0d26\u0d47\u0d36 cargo transport\n- Indian airlines \u0d35\u0d3f\u0d26\u0d47\u0d36\u0d3f\u0d15\u0d33\u0d46 transport \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41\n- Port services \u0d35\u0d3f\u0d26\u0d47\u0d36 vessels-\u0d28\u0d4d\n- Logistics services international clients-\u0d28\u0d4d\n\nReal Example:\nAir India London-Delhi flight-\u0d7d British passengers - ticket revenue \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d<\/code><\/pre>\n\n\n\n<p><strong>\ud83d\udd39 Debits (-) &#8211; \u0d2a\u0d23\u0d02 \u0d2a\u0d4b\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41:<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\u2708\ufe0f \u0d35\u0d3f\u0d26\u0d47\u0d36 transportation services:\n- Emirates airline-\u0d7d \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d15\u0d4d\u0d15\u0d3e\u0d7c travel \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41  \n- Foreign shipping lines \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b cargo transport\n- International courier services (DHL, FedEx)\n- Foreign logistics companies\n\nReal Example:\n\u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b exporter DHL-\u0d28\u0d4d shipping charges \u0d15\u0d4a\u0d1f\u0d41\u0d15\u0d4d\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41<\/code><\/pre>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>B) Financial Services:<\/strong><\/h4>\n\n\n\n<p><strong>\ud83d\udd39 Credits (+):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83c\udfe6 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b financial services:\n- SBI \u0d35\u0d3f\u0d26\u0d47\u0d36\u0d3f\u0d15\u0d7e\u0d15\u0d4d\u0d15\u0d4d banking services\n- Indian insurance companies \u0d35\u0d3f\u0d26\u0d47\u0d36 coverage\n- Stock exchange services \u0d35\u0d3f\u0d26\u0d47\u0d36 investors-\u0d28\u0d4d\n- Credit card processing foreign transactions\n\nReal Example:\nNSE-\u0d2f\u0d3f\u0d7d foreign investors trade \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41 - fees \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d<\/code><\/pre>\n\n\n\n<p><strong>\ud83d\udd39 Debits (-):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udcb3 \u0d35\u0d3f\u0d26\u0d47\u0d36 financial services:\n- International banking charges\n- Foreign credit card networks (Visa, MasterCard)\n- International money transfer fees (Western Union)\n- Foreign insurance services\n\nReal Example:\n\u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b bank SWIFT network-\u0d28\u0d4d international transfer fees \u0d15\u0d4a\u0d1f\u0d41\u0d15\u0d4d\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41<\/code><\/pre>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>C) Communication Services:<\/strong><\/h4>\n\n\n\n<p><strong>\ud83d\udd39 Credits (+):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udce1 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b telecom services:\n- Indian satellites \u0d35\u0d3f\u0d26\u0d47\u0d36 data transmission\n- Telecom infrastructure services neighbors-\u0d28\u0d4d\n- Internet services \u0d35\u0d3f\u0d26\u0d47\u0d36 clients-\u0d28\u0d4d\n- Broadcasting services international channels-\u0d28\u0d4d<\/code><\/pre>\n\n\n\n<p><strong>\ud83d\udd39 Debits (-):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udcf1 \u0d35\u0d3f\u0d26\u0d47\u0d36 communication services:\n- International roaming charges\n- Satellite services foreign providers-\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d\n- International calling charges\n- Foreign broadcasting subscriptions\n\nReal Example:\n\u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d15\u0d4d\u0d15\u0d3e\u0d30\u0d7b Netflix subscription - \u0d05\u0d2e\u0d47\u0d30\u0d3f\u0d15\u0d4d\u0d15\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d \u0d2a\u0d23\u0d02 \u0d2a\u0d4b\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41<\/code><\/pre>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>D) Tourism &amp; Travel Services:<\/strong><\/h4>\n\n\n\n<p><strong>\ud83d\udd39 Credits (+):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83c\udfe8 \u0d35\u0d3f\u0d26\u0d47\u0d36\u0d3f\u0d15\u0d7e \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d7d:\n- Hotel accommodation foreign tourists\n- Tour guide services international visitors  \n- Restaurant services \u0d35\u0d3f\u0d26\u0d47\u0d36 travelers\n- Shopping &amp; entertainment foreign tourists\n\nReal Example:\n\u0d05\u0d2e\u0d47\u0d30\u0d3f\u0d15\u0d4d\u0d15\u0d15\u0d4d\u0d15\u0d3e\u0d30\u0d7b Goa-\u0d2f\u0d3f\u0d7d vacation - hotel, food, shopping = $2000 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d<\/code><\/pre>\n\n\n\n<p><strong>\ud83d\udd39 Debits (-):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\u2708\ufe0f \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d15\u0d4d\u0d15\u0d3e\u0d7c \u0d35\u0d3f\u0d26\u0d47\u0d36\u0d24\u0d4d\u0d24\u0d4d:\n- Hotel bookings abroad\n- Foreign tour packages\n- International restaurant expenses  \n- Shopping &amp; entertainment abroad\n\nReal Example:\n\u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b family Dubai-\u0d2f\u0d3f\u0d7d vacation - $5000 UAE-\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d \u0d2a\u0d4b\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41<\/code><\/pre>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>E) Professional &amp; Technical Services:<\/strong><\/h4>\n\n\n\n<p><strong>\ud83d\udd39 Credits (+):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udd27 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b technical services:\n- Engineering consulting \u0d35\u0d3f\u0d26\u0d47\u0d36 projects-\u0d28\u0d4d\n- Architecture services international buildings\n- Technical maintenance foreign equipment\n- Research &amp; development services global companies-\u0d28\u0d4d\n\nReal Example:\nL&amp;T \u0d05\u0d2e\u0d47\u0d30\u0d3f\u0d15\u0d4d\u0d15\u0d2f\u0d3f\u0d7d infrastructure project consulting - $10 million<\/code><\/pre>\n\n\n\n<p><strong>\ud83d\udd39 Debits (-):<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\u2699\ufe0f \u0d35\u0d3f\u0d26\u0d47\u0d36 professional services:\n- Foreign consulting services\n- International audit services  \n- Technical support foreign software\n- Professional certification foreign bodies\n\nReal Example:\n\u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d7b company McKinsey-\u0d15\u0d4d\u0d15\u0d4d consulting fees - $2 million \u0d05\u0d2e\u0d47\u0d30\u0d3f\u0d15\u0d4d\u0d15\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d<\/code><\/pre>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcca <strong>Summary &#8211; \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d41\u0d1f\u0d46 \u0d38\u0d47\u0d35\u0d28 \u0d35\u0d4d\u0d2f\u0d3e\u0d2a\u0d3e\u0d30\u0d02:<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83c\udfc6 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d41\u0d1f\u0d46 Strengths:<\/strong><\/h3>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udcaa FACTOR INCOME (\u0d18\u0d1f\u0d15 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02):\n\u2705 IT &amp; Software services: $200+ billion\n\u2705 Business process outsourcing: $50+ billion\n\u2705 Professional services: $30+ billion\n\u2705 Remittances (NRI labor): $100+ billion\n\n\ud83d\udcaa NON-FACTOR INCOME (\u0d18\u0d1f\u0d15\u0d47\u0d24\u0d30 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02):\n\u2705 Medical tourism: $9+ billion  \n\u2705 Education services: $5+ billion\n\u2705 Transportation services: $15+ billion\n\u2705 Financial services: $8+ billion<\/code><\/pre>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u26a0\ufe0f Major Outflows:<\/strong><\/h3>\n\n\n\n<pre class=\"wp-block-code\"><code>\ud83d\udcb8 FACTOR INCOME Debits:\n\u274c MNC profit repatriation: $40+ billion\n\u274c Foreign consultant fees: $10+ billion\n\u274c Interest on external debt: $20+ billion\n\n\ud83d\udcb8 NON-FACTOR INCOME Debits:\n\u274c International travel &amp; tourism: $25+ billion\n\u274c Transportation services: $20+ billion  \n\u274c Financial services abroad: $15+ billion\n\u274c Communication &amp; tech services: $10+ billion<\/code><\/pre>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfaf <strong>Key Takeaways:<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Factor Income = Production factors \u0d09\u0d2a\u0d2f\u0d4b\u0d17\u0d3f\u0d1a\u0d4d\u0d1a\u0d41\u0d33\u0d4d\u0d33 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02<\/strong>\n<ul class=\"wp-block-list\">\n<li>Labor, Capital, Land income<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Non-Factor Income = Finished services \u0d35\u0d3f\u0d7d\u0d2a\u0d28<\/strong>\n<ul class=\"wp-block-list\">\n<li>Transportation, Financial, Professional services<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f = Factor Income-\u0d7d superpower<\/strong> (IT, Labor services)<\/li>\n\n\n\n<li><strong>Services = Manufacturing-\u0d28\u0d47\u0d15\u0d4d\u0d15\u0d3e\u0d7e profitable<\/strong> for India<\/li>\n\n\n\n<li><strong>Your career choice matters:<\/strong>\n<ul class=\"wp-block-list\">\n<li>IT job = Factor income generate \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41<\/li>\n\n\n\n<li>Tourism job = Non-factor income contribute \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d41\u0d28\u0d4d\u0d28\u0d41<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Future growth areas:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Digital services (Factor income)<\/li>\n\n\n\n<li>Tourism &amp; hospitality (Non-factor income)<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p><strong>\u0d07\u0d2a\u0d4d\u0d2a\u0d4b\u0d7e \u0d2e\u0d28\u0d38\u0d4d\u0d38\u0d3f\u0d32\u0d3e\u0d2f\u0d4b \u0d0e\u0d28\u0d4d\u0d24\u0d41\u0d15\u0d4a\u0d23\u0d4d\u0d1f\u0d4d \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f &#8220;Service Economy&#8221; \u0d0e\u0d28\u0d4d\u0d28\u0d4d \u0d35\u0d3f\u0d33\u0d3f\u0d15\u0d4d\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41? \u0d28\u0d2e\u0d4d\u0d2e\u0d41\u0d1f\u0d46 skills &amp; services \u0d06\u0d23\u0d4d \u0d30\u0d3e\u0d1c\u0d4d\u0d2f\u0d24\u0d4d\u0d24\u0d3f\u0d28\u0d4d\u0d31\u0d46 foreign exchange earnings-\u0d28\u0d4d\u0d31\u0d46 backbone! \ud83c\uddee\ud83c\uddf3\ud83d\udcaa<\/strong><\/p>\n\n\n\n<div style=\"max-width: 800px; margin: auto; background: #f5f9ff; border: 2px solid #1976d2; border-radius: 16px; padding: 30px 24px; font-family: 'Segoe UI', sans-serif; color: #333; box-shadow: 0 6px 16px rgba(0, 0, 0, 0.05); animation: fadeUp 1s ease-out;\">\n  <h2 style=\"text-align: center; font-size: 28px; color: #0d47a1; margin-bottom: 20px;\">\ud83d\ude80 PSC Crack \u0d1a\u0d46\u0d2f\u0d4d\u0d2f\u0d3e\u0d7b Everything You Need \u2013 All in One Place!<\/h2>\n\n  <p style=\"font-size: 18px; text-align: center;\">\n    Join our learning ecosystem built for modern aspirants who want speed, clarity &#038; results!\n  <\/p>\n\n  <ul style=\"list-style: none; padding: 0; margin: 20px 0; font-size: 17px; line-height: 1.8;\">\n    <li>\u2705 Daily Exams \u2013 Practice Makes Ranks!<\/li>\n    <li>\u2705 Detailed, Crisp Notes \u2013 Easy to Revise<\/li>\n    <li>\u2705 Video Classes \u2013 Live + Recorded Lessons<\/li>\n    <li>\u2705 Latest PSC Updates &#038; Alerts<\/li>\n    <li>\u2705 One-Stop Hub for All Kerala PSC Preparation<\/li>\n  <\/ul>\n\n  <div style=\"text-align: center; margin-top: 24px;\">\n    <a href=\"https:\/\/t.me\/windowedu\" target=\"_blank\" style=\"display: inline-block; background: #1976d2; color: #fff; font-weight: bold; padding: 12px 28px; border-radius: 8px; text-decoration: none; margin: 8px; box-shadow: 0 4px 10px rgba(0,0,0,0.1); transition: background 0.3s;\">\ud83d\udcf2 Join Telegram<\/a>\n    <a href=\"https:\/\/pschub.windowedu.in\/\" target=\"_blank\" style=\"display: inline-block; background: #1976d2; color: #fff; font-weight: bold; padding: 12px 28px; border-radius: 8px; text-decoration: none; margin: 8px; box-shadow: 0 4px 10px rgba(0,0,0,0.1); transition: background 0.3s;\">\ud83c\udf10 Visit PSC Hub<\/a>\n    <a href=\"https:\/\/www.youtube.com\/@Windoweduplus\" target=\"_blank\" style=\"display: inline-block; background: #1976d2; color: #fff; font-weight: bold; padding: 12px 28px; border-radius: 8px; text-decoration: none; margin: 8px; box-shadow: 0 4px 10px rgba(0,0,0,0.1); transition: background 0.3s;\">\ud83d\udcfa Watch on YouTube<\/a>\n  <\/div>\n\n  <p style=\"text-align: center; font-weight: bold; margin-top: 24px; color: #2e7d32;\">\n    \ud83d\udd25 Join the smart side of PSC learning \u2014 Study Smarter, Rank Faster!\n  <\/p>\n<\/div>\n\n<style>\n@keyframes fadeUp {\n  from {\n    opacity: 0;\n    transform: translateY(30px);\n  }\n  to {\n    opacity: 1;\n    transform: translateY(0);\n  }\n}\n<\/style>\n\n\n\n\n<style>\n  @keyframes fadeUpBlock {\n    from { opacity: 0; transform: translateY(30px); }\n    to { opacity: 1; transform: translateY(0); }\n  }\n\n  .eco-block {\n    max-width: 800px;\n    margin: auto;\n    background: #f9f9ff;\n    border: 2px solid #3f51b5;\n    border-radius: 16px;\n    padding: 30px 24px;\n    font-family: 'Segoe UI', sans-serif;\n    color: #333;\n    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.05);\n    animation: fadeUpBlock 1s ease-out;\n  }\n\n  .eco-block h2 {\n    text-align: center;\n    font-size: 28px;\n    color: #1a237e;\n    margin-bottom: 16px;\n  }\n\n  .eco-block p {\n    font-size: 17px;\n    line-height: 1.7;\n    text-align: center;\n  }\n\n  .eco-block ul {\n    list-style: none;\n    padding: 0;\n    margin: 20px 0;\n    font-size: 16px;\n    line-height: 1.8;\n    text-align: center;\n  }\n\n  .eco-block ul li::before {\n    content: \"\u2705\";\n    margin-right: 8px;\n    color: #388e3c;\n  }\n\n  .eco-block .button-container {\n    text-align: center;\n    margin-top: 24px;\n  }\n\n  .eco-block a.cta-button {\n    display: inline-block;\n    background: #3f51b5;\n    color: #fff;\n    padding: 14px 28px;\n    font-size: 18px;\n    border-radius: 8px;\n    text-decoration: none;\n    font-weight: bold;\n    box-shadow: 0 4px 12px rgba(0,0,0,0.1);\n    transition: background 0.3s;\n  }\n\n  .eco-block a.cta-button:hover {\n    background: #283593;\n  }\n<\/style>\n\n<div class=\"eco-block\">\n  <h2>\ud83d\udcd8 Economics \u0d2a\u0d20\u0d28\u0d02 \u0d07\u0d28\u0d3f Simple &#038; Scoring! \ud83d\udca1<\/h2>\n\n  <p>Concepts \u0d2e\u0d28\u0d38\u0d4d\u0d38\u0d3f\u0d32\u0d3e\u0d15\u0d4d\u0d15\u0d3e\u0d7b articles, \u0d2a\u0d30\u0d40\u0d15\u0d4d\u0d37\u0d2f\u0d4d\u0d15\u0d4d\u0d15\u0d3e\u0d2f\u0d3f Telegram Quiz \u2013 \u0d0e\u0d32\u0d4d\u0d32\u0d3e\u0d02 \u0d12\u0d30\u0d47 \u0d2a\u0d4d\u0d32\u0d3e\u0d31\u0d4d\u0d31\u0d4d\u0d2b\u0d4b\u0d2e\u0d3f\u0d7d!<\/p>\n\n  <ul>\n    <li>Concepts in easy Malayalam<\/li>\n    <li>Quick articles \u2013 no boring theory<\/li>\n    <li>Daily PSC-style quizzes on Telegram<\/li>\n    <li>PYQ-based smart revision<\/li>\n  <\/ul>\n\n  <div class=\"button-container\">\n    <a class=\"cta-button\" href=\"https:\/\/windowedu.in\/blog\/?p=1625\" target=\"_blank\">\ud83d\udce5 Start Learning Economics Now<\/a>\n  <\/div>\n\n  <p style=\"text-align: center; margin-top: 20px; font-size: 16px;\">\n    \ud83e\udde0 Learn smart. Practice daily. Crack PSC!  \n    <br>\ud83d\udcf2 Quiz link: <a href=\"https:\/\/t.me\/windowedu\" target=\"_blank\">https:\/\/t.me\/windowedu<\/a>\n  <\/p>\n<\/div>\n\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-windowedu-blog wp-block-embed-windowedu-blog\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"oceanwp-oembed-wrap clr\"><blockquote class=\"wp-embedded-content\" data-secret=\"nv7sBPFGj6\"><a href=\"https:\/\/windowedu.in\/blog\/?p=1655\">Important terms<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Important terms&#8221; &#8212; windowedu blog\" src=\"https:\/\/windowedu.in\/blog\/?p=1655&#038;embed=true#?secret=61f4KmdmC0#?secret=nv7sBPFGj6\" data-secret=\"nv7sBPFGj6\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/div>\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\ud83e\udd14 \u0d07\u0d24\u0d4d \u0d0e\u0d28\u0d4d\u0d24\u0d3e\u0d23\u0d4d \u0d0e\u0d28\u0d4d\u0d28\u0d4d \u0d2e\u0d28\u0d38\u0d4d\u0d38\u0d3f\u0d32\u0d3e\u0d15\u0d4d\u0d15\u0d3e\u0d02: \u0d32\u0d33\u0d3f\u0d24 \u0d35\u0d3f\u0d36\u0d26\u0d40\u0d15\u0d30\u0d23\u0d02: \ud83c\udfed \u0d18\u0d1f\u0d15 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02 (Factor Income) \ud83e\udde0 \u0d0e\u0d28\u0d4d\u0d24\u0d3e\u0d23\u0d4d Production Factors? \ud83d\udcb5 Factor Income &#8211; \u0d18\u0d1f\u0d15 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d24\u0d4d\u0d24\u0d3f\u0d28\u0d4d\u0d31\u0d46 \u0d09\u0d26\u0d3e\u0d39\u0d30\u0d23\u0d19\u0d4d\u0d19\u0d7e: A) Labor Income (\u0d05\u0d27\u0d4d\u0d35\u0d3e\u0d28 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02): \ud83d\udd39 Credits (+) &#8211; \u0d2a\u0d23\u0d02 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d \u0d35\u0d30\u0d41\u0d28\u0d4d\u0d28\u0d41: \ud83d\udd39 Debits (-) &#8211; \u0d2a\u0d23\u0d02 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d \u0d2a\u0d4b\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41: B) Capital Income (\u0d2e\u0d42\u0d32\u0d27\u0d28 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02): \ud83d\udd39 Credits (+) &#8211; \u0d2a\u0d23\u0d02 \u0d35\u0d30\u0d41\u0d28\u0d4d\u0d28\u0d41: \ud83d\udd39 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"_uag_custom_page_level_css":"","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1657","post","type-post","status-publish","format-standard","hentry","category-uncategorized","entry"],"aioseo_notices":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"ocean-thumb-m":false,"ocean-thumb-ml":false,"ocean-thumb-l":false},"uagb_author_info":{"display_name":"raghumadambath","author_link":"https:\/\/windowedu.in\/blog\/?author=1"},"uagb_comment_info":1,"uagb_excerpt":"\ud83e\udd14 \u0d07\u0d24\u0d4d \u0d0e\u0d28\u0d4d\u0d24\u0d3e\u0d23\u0d4d \u0d0e\u0d28\u0d4d\u0d28\u0d4d \u0d2e\u0d28\u0d38\u0d4d\u0d38\u0d3f\u0d32\u0d3e\u0d15\u0d4d\u0d15\u0d3e\u0d02: \u0d32\u0d33\u0d3f\u0d24 \u0d35\u0d3f\u0d36\u0d26\u0d40\u0d15\u0d30\u0d23\u0d02: \ud83c\udfed \u0d18\u0d1f\u0d15 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02 (Factor Income) \ud83e\udde0 \u0d0e\u0d28\u0d4d\u0d24\u0d3e\u0d23\u0d4d Production Factors? \ud83d\udcb5 Factor Income &#8211; \u0d18\u0d1f\u0d15 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d24\u0d4d\u0d24\u0d3f\u0d28\u0d4d\u0d31\u0d46 \u0d09\u0d26\u0d3e\u0d39\u0d30\u0d23\u0d19\u0d4d\u0d19\u0d7e: A) Labor Income (\u0d05\u0d27\u0d4d\u0d35\u0d3e\u0d28 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02): \ud83d\udd39 Credits (+) &#8211; \u0d2a\u0d23\u0d02 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d32\u0d47\u0d15\u0d4d\u0d15\u0d4d \u0d35\u0d30\u0d41\u0d28\u0d4d\u0d28\u0d41: \ud83d\udd39 Debits (-) &#8211; \u0d2a\u0d23\u0d02 \u0d07\u0d28\u0d4d\u0d24\u0d4d\u0d2f\u0d2f\u0d3f\u0d7d \u0d28\u0d3f\u0d28\u0d4d\u0d28\u0d4d \u0d2a\u0d4b\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41: B) Capital Income (\u0d2e\u0d42\u0d32\u0d27\u0d28 \u0d35\u0d30\u0d41\u0d2e\u0d3e\u0d28\u0d02): \ud83d\udd39 Credits (+) &#8211; \u0d2a\u0d23\u0d02 \u0d35\u0d30\u0d41\u0d28\u0d4d\u0d28\u0d41: \ud83d\udd39&hellip;","_links":{"self":[{"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=\/wp\/v2\/posts\/1657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1657"}],"version-history":[{"count":1,"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=\/wp\/v2\/posts\/1657\/revisions"}],"predecessor-version":[{"id":1658,"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=\/wp\/v2\/posts\/1657\/revisions\/1658"}],"wp:attachment":[{"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/windowedu.in\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}